[vc_row full_width=”stretch_row” css=”.vc_custom_1571003865327{margin-top: -105px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” height=”430px” el_class=”you”][vc_column_text css=”.vc_custom_1571003810525{margin-bottom: 5px !important;}”]
Finance Options
Confused about the finance options available? We’re here to help…
[vc_empty_space height=”50px”][vc_row css=”.vc_custom_1552261128903{padding-bottom: 30px !important;}”][vc_column css=”.vc_custom_1550861064406{margin-top: 16px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}”][vc_row full_width=”stretch_row”][vc_column css=”.vc_custom_1550852902614{padding-top: 0px !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}”]At OSV Ltd we have a huge range of cars and vans available to you via a number of different business and personal options, including cash purchase. We know that getting the right finance option is vital, and with so much information we know it can be confusing.
We have put together some videos explaining the most common finance options to give you a little information and help you to figure out which finance option is the right one for you.
Still confused? Don’t worry, simply request a call back or call us on 01903 538835 and one of our friendly team can explain your options to you.[vc_row full_width=”stretch_row” css=”.vc_custom_1545170659132{background-color: #f2f2f2 !important;}”]
CONTRACT HIRE
Are you a business owner who is looking to rent a car for a period of 2 to 5 years? Or, perhaps you’d like a van for up to 5 years? Maybe you’re looking to rent a vehicle through your company? Contract Hire allows you to rent a car for 2 to 5 years (or a van for 5).
Once the rental period is over the vehicle is collected and the contract is complete. Let’s dive into the details of Contract Hire and it’s pros and cons.[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fcontract-hire%2F|||” el_class=”button-text”][vc_video link=”https://osvltd.hippovideo.io/video/play/EOFjljT501_Yf3rt8_mOJarrP9FBJJFQ0gvIMuugq1E?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row”][vc_column width=”1/2″ el_class=”vc_col-sm-push-6″]
PERSONAL CONTRACT HIRE (PCH)
As an individual, you might be looking to rent a car for 2 to 5 years. If so, then Personal Contract Hire might be the ideal choice for you.
For the duration of your contract you make fixed monthly payments. At the end of your contract the car is collected and you have nothing more to pay, as long as you’ve kept to the mileage agreed at the start of your contract and you’ve looked after the vehicle while it was in your care. So why would Personal Contract Hire be suitable for you?[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fpersonal-contract-hire%2F|||” el_class=”button-text”][vc_column width=”1/2″ el_class=”vc_col-sm-pull-6″][vc_video link=”https://osvltd.hippovideo.io/video/play/trA-kGl4CDrmeKV91cIS99FJ1rUB7AEDr1iyTGjibiU?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row” css=”.vc_custom_1545170659132{background-color: #f2f2f2 !important;}”]
CONTRACT PURCHASE
Being a business owner can mean you need a new vehicle for between 2 and 5 years, with fixed monthly payments and you need options as to what to do with the vehicle at the end of the contract. If that’s you, then Contract Purchase could be the solution.
At the end of your agreement you have 3 options on what to do: buy, return or part exchange. Do you need to further understand Contract Purchase?[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fcontract-purchase%2F|||” el_class=”button-text”][vc_video link=”https://osvltd.hippovideo.io/video/play/F50wMW2qR9oFwd2DR9JhnhGbFV_5tw6Ue5m9vVapbdw?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row”][vc_column width=”1/2″ el_class=”vc_col-sm-push-6″]
PERSONAL CONTRACT PURCHASE (PCP)
Are you looking to get a new car or van for between 2 to 5 years but you aren’t sure what you want to do at the end of the agreement? If this is you then a Personal Contract Purchase could be the solution.
You make fixed monthly payments and at the end of the PCP agreement (which can be for a period of between 2 and 5 years) you have 3 options; buy, return or part exchange. Let’s look at Personal Contract Purchase in more detail…[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fpersonal-contract-purchase%2F|||” el_class=”button-text”][vc_column width=”1/2″ el_class=”vc_col-sm-pull-6″][vc_video link=”https://osvltd.hippovideo.io/video/play/RZf3vrrDQaCmPoBr4ObSdJ92DNIOU7bGUwmiEgEm7Es?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row” css=”.vc_custom_1545170659132{background-color: #f2f2f2 !important;}”]
HIRE PURCHASE
Are you a business or a private individual that wants to be able to own their new car at the end? If that sounds like you, then Hire Purchase could be your best option.
For a period of between 2 and 5 years you make monthly payments and once the final payment has been made the vehicle is yours. But what cons come with Hire Purchase?[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fhire-purchase%2F|||” el_class=”button-text”][vc_video link=”https://osvltd.hippovideo.io/video/play/a6i3yo_KIUjEdbI5lfT-MEbjYJJMJ52kP7tSzkYbRFk?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row”][vc_column width=”1/2″ el_class=”vc_col-sm-push-6″]
FINANCE LEASE
As a business owner who needs a new car or van, would you like a bit of flexibility when the agreement ends? If so, a Finance Lease could work for you.
You make fixed monthly payments for the duration of the agreement, which can be between 2 and 5 years for a vehicle.
At the end of the term you have two choices: the vehicle is sold to clear the final payment, or you can extend the contract for a further year for a nominal fee (which is usually the cost of 1 monthly payment). Are you ready to explore the details of Finance Lease?[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Ffinance-lease%2F|||” el_class=”button-text”][vc_column width=”1/2″ el_class=”vc_col-sm-pull-6″][vc_video link=”https://osvltd.hippovideo.io/video/play/XgrrQOiMemhZQBbRuaNnU7D_ZFyEwvzOvNfnQORuh7o?width=720&height=405″ el_class=”video-bg-shadow”][vc_row full_width=”stretch_row” css=”.vc_custom_1545170659132{background-color: #f2f2f2 !important;}”]
SHORT TERM CONTRACT
Do you need a car for between 3 to 12 months? Perhaps you’ve hired some contract workers and they need cars to carry out their job? If so, then a short term contract could be for you.
With typical mileage allowance of 2,000 miles a month and duration of between 3 to 12 months, it could be ideal for you. Is a Short Term Contract best suited to your requirements?[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fshort-term-leasing%2F|||” el_class=”button-text”][vc_row full_width=”stretch_row”]
CASH
Do you have cash in the bank, or a pre-agreed credit line with your existing bank? With a Cash Purchase you can buy any make or model of vehicle in the UK from OSV. Let’s understand both the advantages and disadvantages of a Cash Purchase…[vc_btn title=”FIND OUT MORE” style=”outline-custom” outline_custom_color=”#00625a” outline_custom_hover_background=”#00625a” outline_custom_hover_text=”#ffffff” shape=”square” size=”sm” align=”left” link=”url:https%3A%2F%2Fwww.osv.ltd.uk%2Fcar-finance-options%2Fcash-purchase%2F|||” el_class=”button-text”][vc_row full_width=”stretch_row”]
GENERAL TERMS AND CONDITIONS
Please note you will not own the vehicle outright until all payments are made.
If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
You must be 18 years or older to apply for finance.
Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
If you require any further information please do not hesitate to contact us.
The finance provider will have their own Terms and Conditions, please contact them directly for further information.[vc_row full_width=”stretch_row_content” css=”.vc_custom_1571092366784{background-color: #f4f4f4 !important;}”][vc_column width=”1/4″]
Looking to finance a car but confused by all the options?
Our specialist team can find you the perfect solution.
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