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car finance on someone else's behalf

Are online car insurance quotes accurate?

If you are getting a new car, you are probably keen to ensure that you get the best deal on your insurance. And, it’s important to know which cars will be cost effective for insurance purposes.

Insurance is one of the biggest additional costs when it comes to getting a car, regardless of whether you are leasing or buying. So, it’s important that you can find the best insurance deal for you to ensure that it doesn’t take you up and over your budget.
Over the years we have advised thousands of customers on the right car for them, and insurance groups are an important part of that.
With this in mind, we wanted to make sure that you are fully knowledgeable about how you can get accurate insurance quotes and budget effectively. It should be noted here that we are not insurance experts, and if there is anything you are unsure on we recommend contacting an insurance broker. However, we can advise, which is what we are going to do. It depends on how you complete your information. All insurance quotes are based on risk to the insurer, so if you do not enter the correct car details then the quote may not be accurate.

It is very important to be absolutely sure about the questions you are answering online. So, if you aren’t 100% sure about something, find out first…

Are online car insurance quotes accurate? Read More »

top tips to finding the best vehicle broker for you

4 tips to finding the best leasing broker

If you’re considering leasing a car, you might be starting to research some leasing companies. But, how do you know which ones are the best? It can be daunting to try and work out which car leasing brokers are the best. We understand that with a purchase as important as a car, it’s vital you know you’re dealing with the right company. Normally, when looking to lease a car, you will talk to a Leasing Broker. They will have access to different leasing companies. So, how do you know which leasing broker is right for you?
Sometimes it’s not as straightforward as ‘this company is the best’ because while they may be the best for one person, they may not be best for another. So what is important here is knowing how to find the best vehicle broker for your specific needs. Throughout this article, we have highlighted tips to help you find the best company for you.

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petrol vs. diesel

Diesel vs. petrol: What engine to choose for your lease car

When you’re looking at leasing your next car, you should think about what engine you are going to go for. Do you choose a diesel engine, or a petrol?

You may have already made your mind up, but want to know how your choice will affect your lease price.

We advise people on this every day so we’ve written an article outlining who is best suited to each engine, and how they affect lease price. You tend to find that the most popular cars to lease in general are diesel engines, such as executive saloons. These include cars such as…

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manual vs. automatic

Manual vs automatic: Which is better?

When choosing your lease car, you might want to think about what gearbox you want. Are you going to go for a manual? Or an automatic? Maybe you have a preference for one or the other.

Or, maybe you want to work out which one is cheapest.

So, which is best?

In this article, we investigate the pros and cons of each, and how they affect lease price. Let’s start off with the advantages of a manual car.

Many people go for manual cars because, quite simply, they’ve always driven manual. Some feel they have more control. And die hard petrol heads will say that manual is the only way to drive. But, what actually are the advantages of a manual car?

Manual vs automatic: Which is better? Read More »

will I receive spam mail

Will I receive spam mail?

Nobody likes spam. Even the word spam sends horror to the hearts of most. Tinned meat included.

Unfortunately, however, spam emails are a part of life. On average, most people will receive over 40 emails per day. Per. Day. How many of those do you delete without reading? I’d wager quite a few.

Now, whether or not you consider these emails spam is really up to you and your mail provider. Is it spam because you don’t want to read it? Or is spam exclusively those emails from the Arabian prince who wants you to hold onto his £2.5 million for a few months?

Chances are, the former isn’t really spam – it’s just a newsletter you signed up to months ago and no longer have interest in. Of course, unsubscribing is a lot of effort, and what if there’s a really great deal on a few months down the line? However, the latter is most definitely spam.

And, 9 times out of 10 (or more realistically 99 times out of 100) your mail provider will mark it as spam and you won’t even see it. Emails can get marked as spam for a number of reasons…

Will I receive spam mail? Read More »

who regulates leasing companies

Who regulates car leasing companies?

If you are considering leasing a car, you may be wondering which companies are reputable and who regulates them.

Throughout this article, we will provide clear information on who regulates the industry and how you are protected.

At OSV, we have complied with trade bodies and codes of conduct since 1997 and have years of experience in educating and advising customers.

As we have answered hundreds of customer questions each and every day, we wanted to help you to have all of the answers you need to know exactly how you are protected when you lease a car. The Finance and Leasing Association (the FLA) formed in 1992 and is the leading trade body for consumer and motor finance sectors in the UK.

Any member of the FLA signs up to a specific Lending Code. This sets out the…

Who regulates car leasing companies? Read More »

why is customer service important when getting a car

Why is customer service important when getting a car?

When you are looking at getting a new car, you shouldn’t just be looking at the price. Regardless of whether you are leasing or buying, customer service is a vital part of the process.

Therefore, customer service is really important.
But, why? Why is customer service important when getting a car?
At OSV, we pride ourselves on our customer service. We understand what great customer service is, and how it is important when getting a car. So, in this article I will explain why customer service is important, and when you may need it. Customer service is the front of the company. If a company’s customer service process isn’t very good, then the company probably isn’t very good. It’s the point of contact for the consumer to the company as well as the point of contact for the other departments. So, there is a big risk of mis-communication if there is a weak customer service set up…

Why is customer service important when getting a car? Read More »

how does the portal work

How does the OSV portal work? Tracking the order status of your new car

So, you’ve ordered your car with us! Hooray! Thank you very much for choosing to get your car with OSV.

We understand that when you get a new vehicle it is very exciting and timeframes are critical for planning.
Once you’ve ordered your car, you will get access to something called the portal. This allows you to see where your car is along the delivery process.
We’ve been helping customers since 1997, and we know that being updated on your order frequently is extremely important. So, we’ve put together an article to help you get the best support in accessing the portal. The portal is our ‘in house’ online vehicle order tracking system which allows our customers to log on using their own log in details and view the latest status of their order. Once you have ordered your vehicle with OSV, the details will be entered onto the portal and you will receive your unique log in details.

The portal is essentially designed to make it easy for you to check the status of your order…

How does the OSV portal work? Tracking the order status of your new car Read More »

the pros and cons of hybrid vehicles

What are the pros and cons of hybrid vehicles?

For your next car you might be considering a hybrid. Hybrid cars have become increasingly popular in recent years, and it’s easy to see why.

So, what exactly is a hybrid car? And, what are the advantages and disadvantages?

We advise people on different types of cars every day, and we’ve noticed how popular hybrids have become. That’s why we’ve decided to write an article all about hybrid vehicles.
Firstly, what is a hybrid car?

A hybrid car is one that uses two or more engines, i.e. an electric motor and a conventional engine (either petrol or diesel). The point of having two engines is that it cuts fuel consumption and therefore conserves energy.
Some examples of hybrid cars are…

What are the pros and cons of hybrid vehicles? Read More »

why has my build date moved

Why has my vehicle’s build date moved?

Your car is on order, and you have been given an estimated time of arrival but you’ve noticed that your build date has moved.

There is always a chance that your build date will be moved. There are loads of things that can affect the build date of a vehicle. Sometimes it will be moved back, but there is a chance that it can also be moved forward.
Either way, you’ll want to know why. At OSV we have a dedicated customer service team that are experts in the delivery process. So, we’ve written an article explaining what sort of things can affect delivery date, build date and reasons why your build date may have moved.

How will I know if my build date has moved?

It depends on your individual broker or dealership. Each company has a different way of doing things. There will be some brokers and car dealers will not keep you updated on the status of your vehicle. You might not even know your car has been delayed or is even going to arrive early until it either appears on your doorstep a week early, or doesn’t at all!

Why has my vehicle’s build date moved? Read More »

Stock car vs. factory order: Pros, cons and other considerations

When you get a new car, you either get a stock car, or a factory order. One of the most commonly asked questions we get at OSV is ‘what’s the difference between a stock car and a factory order?’

The answer is quite a bit. Obviously, we aren’t just going to leave it at that. We explain stock cars and factory orders every day at OSV. So, in this article we’ll be talking about what they both mean, the main differences, and the pros and cons of each.
A stock car quite literally means that the car is in stock. It could be on site at the dealership, held at a compound or sometimes can be held at the port and delivered straight from there. But, stock can also mean in stock somewhere abroad. So, it’s always best to check.
If you factory order your new car, then this means that the vehicle is not yet built…

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Man handing out cash - buying a car with cash

What is the best way to buy a car for cash?

Although car leasing is popular, buying for cash is still an appealing option for many. Sometimes, cash purchase is the best option for your situation. After all, leasing isn’t for everyone. A cash purchase is where you buy your car outright. There are no monthly payments or finance agreements. But, before you jump into anything it’s important you do your homework. So, is buying a car with cash the best decision? In this article we’ll look at the pros and cons of buying with cash, what sort of deals you can get and whether buying with cash is the right decision for you. A cash purchase is for those who have the cash in their bank or a pre-agreed credit line with their existing bank. Be aware though…

What is the best way to buy a car for cash? Read More »

what are the benefits of leasing privately

What is the best family car?

So, you’re looking for a new car. And, it has to be fit for a family. How do you choose one? There are so many cars that a suitable for families on the market nowadays, and the sheer abundance of family cars around can be quite overwhelming. How do you know where to start? Luckily, we advise people on this sort of thing every day so we know exactly what sort of things you should be looking for in a family car. In this article, we’ll be looking at some of the most popular family cars and what things you should be taking into consideration when you start shopping around for your new family car…

What is the best family car? Read More »

Why has my car’s delivery been delayed?

You’ve done your research, spoken to a sales person, signed the documents and now you’re just waiting for your car to arrive. And now, tragedy strikes, and you discover that your car has been delayed!

We understand how frustrating this must be. After all, you’ve gone through such a lengthy process and now you find out you’re going to have to wait even longer. But, there is probably a very valid reason as to why your car is delayed. We have ordered thousands of cars over the years, so we’ve encountered our fair share of delays. We understand how frustrating it can be so we’ve written an article explaining the delivery process, and what sort of things can impact the delivery time…

Why has my car’s delivery been delayed? Read More »

Visiting car dealership. Men are shaking hands while signing documents

What accreditations should a car leasing company have?

Leasing companies; can you trust them? Are they reliable? We’ve heard so many stories about bad experiences it’s difficult to count them all. We understand that dealing with a leasing company for the first time can be daunting and the reality is that there are some leasing companies who just aren’t trustworthy. It’s a fact, a sad one, but a fact nonetheless. So, how can you tell if your leasing company can be trusted? There are lots of ways in which you can tell if your vehicle broker is trustworthy, and one of the most important ways is by looking at their accreditations and memberships.

What accreditations should a car leasing company have? Read More »

How to choose the best car leasing company for you

So, you’ve come to the decision that you want to lease your next car and that you want to use a leasing company to do so. What now? Well, now you have to choose which leasing company you’re going to go through.
But, how do you know you’re choosing the right company to lease from? We understand what a tough decision this can be so we’ve written an article on the things you should look for when you’re choosing a leasing company.
A risk involved with leasing through a car broker is that they may not be reputable. However, this risk can easily be eliminated if you know what accreditations to look for. Here are some of the accreditations to look out for when choosing a leasing company…

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What are the risks involved when buying from a vehicle broker?

One of the most important decisions when buying a car is who you’re going to buy it through. You might be considering a broker, or perhaps going through a dealership. Either way, it’s worth knowing the risks involved with these options. While buying from a vehicle broker should be a stress-free experience, there are some things you should be aware of. In this article we’ll be talking about some of the risks involved with buying through a vehicle broker, and how you can reduce or eliminate those risks. One of the risks involved with going through a vehicle broker is that they might not be reputable. To ensure that your vehicle broker is reputable, you should…

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Price vs customer service: What’s more important when buying a car?

Low price and a high standard of customer service. You want both, right?

Unfortunately, a great price doesn’t always come with great customer service.
It goes without saying that price is one of the biggest, and in some cases the biggest, consideration for customers when deciding on a purchase. But, no matter how great the price is, we want to have our expectations met and have a hassle free experience. While pricing in the automotive industry is becoming increasingly competitive and therefore more attractive, research shows that no matter how good the deal is, customers want and expect great customer service.
So, can you have a great price and a great customer service experience? You can, but there are things you should be aware of beforehand…

Price vs customer service: What’s more important when buying a car? Read More »

How can I avoid pushy salespeople when buying a car?

Dealing with overbearing, overzealous salespeople can be a stressful and irritating process, particularly if they are putting you under pressure to purchase something you aren’t even sure you want. Buying a car is a big decision, and it’s one you have to live with for a while. So we understand why it can be disconcerting to have to deal with a salesperson who has their eye on their targets and not your needs. At OSV we have dealt with thousands of customers who have simply wanted information, and therefore we understand that not every customer that enquires is ready to buy. That’s why we’ve written an article providing some top tips on the ways you can avoid pushy salespeople when trying to buy or lease a car.

How can I avoid pushy salespeople when buying a car? Read More »

Mercedes - Maintenance Agreement

What are my rights when buying a company car?

Ordering a new car for your company can be stressful. You have to go through a never ending amount of paperwork, wait for finance approval, and jump through so many hoops before you even receive the vehicle. So we understand how infuriating it can be if your vehicle arrives and it’s not 100% perfect.

Knowing your rights when this happens is important.

It can also be confusing and, if we’re being honest, quite boring. Which is why we’ve written an article to help you understand your rights when buying a car.
However, your rights when buying a car for personal reasons and for business reasons are completely different. So different, in fact, that it’s essentially a whole article in itself.
This article is focused on the rights and responsibilities of buying a car for a business…

What are my rights when buying a company car? Read More »